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& #no credit loan #Our Group © 2013-2015 All rights booked. urLoan ™ is a signed up trademark of Creditloans Canada Funding Inc Inc. dba progressa (the “Business”). The Business was formed in British Columbia, Canada, with head workplace at 2000– 1500 W.Georgia Street, Vancouver, BC V6G 2Z6. urLoan ™ is Canada’s fastest growing lending service, that is not a Pay-day lender, our rates are reasonable and not indicated to hurt your long term monetary health. We mostly use financial obligation consolidation loans from $500 to $2,500 with re-payment terms ranging from 6 to 24 months. The Business prides itself on offering sensible debt consolidation loans to people who can’t get basic bank financing. Our APR varies from 29.00% to 46.95% depending on the details you offer with your loan application. urLoan ™ charges NO fees for establishing your loan. We do not charge a late charge on payments, any returned NSF (non-sufficient funds) will be assessed a $50 charge in addition to costs charged by the customer’s monetary organization straight to the customer. urLoan ™ provides 6 month to 24 month individual loans and is not a credit repair work service. With borrowing responsibly within your methods, urLoan ™ may assist improve your credit report by constructing a credit rating provided your payments are made in full and on-time.1– 24-48 hour approvals (in between Monday and Friday) based upon a completed application and customer verification including review of last 90 days of consumer’s bank accounts and a personal credit check through Trans Union ® and/or Equifax ®. Your loan re-payments are arranged according to how you make your work income, i.e. bi-weekly, semi-monthly, or monthly. Loans are based on a 6 to 24 month terms and loan amounts vary from $500 to $2,500. Please request details.2– Some limitations and constraints may use. Please request information.3– Payment consists of loan protection insurance costs, but leaves out suitable provincial taxes.CREDIT SCORE EFFECT urLoan ™ encourages accountable lending and responsible loaning. While having a loan and repaying it on time can generally help maintain or build your credit, excessive debt can certainly be risky for you and impact your ability to repay financial institutions on time. Cannot repay your commitments since your financial obligation load has ended up being uncontrollable will result in an unfavorable report to the credit bureaus, which would lower your credit score.Collections Practices urLoan ™ contacts our consumers in arrears as quickly as possible based on automated alerts from our loan software

. We would call you by telephone, e-mail, fax, or routine mail. urLoan ™ may work with 3rd parties to help in collections activities.Renewals Loans from urLoan ™ do not immediately restore. You have the option to request a boost to your loan after paying for a percentage of your current loan amount and

if you continue to preserve an excellent repayment history. All renewals undergo our basic underwriting practices.Nature of our Loans urLoan ™ uses unsecured individual term loans. We are NOT a PayDay Loan Business and NOT a short-term lending institution. Our overall cost of obtaining estimation is based on a$1,000 12-month term loan with a bi-weekly repayment schedule. Estimation

does not include loan protection insurance or applicable taxes. Our estimation is based upon the presumption that the loan is settled within 6 months of borrowing. 46.95%APR/365 days x $1000= $234.75 Disclaimer * Please note our sliding graphic is for illustrative functions only. Actual loan payments will differ depending upon individual circumstances. &

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