When a balance transfer card exceeds a debt consolidation loan

Q&A: When a balance transfer card defeats a debt combination loan

Sally Herigstad is a qualified public accounting professional and the author of “Help! I Cannot Pay My Expenses: Surviving a Financial Crisis” (St. Martin’s Press, 2006). She writes “To Her Credit,” a weekly reader Q&A column about problems involving women, credit and debt, for CreditCards.com, and likewise composed for MSN Cash, Interest.com and Bankrate.com, and has actually guested on Martha Stewart Radio and other programs.
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